My cleaning was $75 and they paid $75...so that was at 100% Each year that I keep the plan, they pay more in benefits. 60% 1st year 70% second year, 80% 3rd year and 90% the fourth year and beyond. That's on root canals, crowns, dentures, etc. Also on hearing aids and hearing exams.
The vision benefit pays up to $150 a year. I'm going to call Monday and find out if that's at 100% coverage up to $150 or does the 60% rule apply.
I'm spending money anyways on dental and vision, might as well have a little help with the costs.
I'm not paying that much more a month than you are chazm
you're right though, most plans suck. i use to tell my clients to self insure, but when this plan came out I liked it and took it out myself. If the plan pays 100% up to $75 for a dental cleaning and 100% up to $150 for eye exams or glasses/contacts I think it makes it an even better plan. I'm too young for hearing aids, but I'm sure some seniors would also like the fact that it helps out on the cost.
Last edited by insurance0707 : Yesterday at 05:04 PM.
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